10 Things a Lender Needs From You [8.]
8. Account numbers of all your credit cards and the amounts of any outstanding balances.
8. Account numbers of all your credit cards and the amounts of any outstanding balances.
7. Documentation to verify additional income, such as child support, pension, etc.
6. Copies of your most recent 401(k) or other retirement account statement.
5. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.
4. Copies of personal tax forms for the last two to three years.
3. Copies of two to four months of bank or credit union statements for both checking and savings accounts.
2. Copies of one or more months of pay stubs from every person signing the loan.
1. W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.
10. Are there any charges or penalties for prepaying the loan?
9. How long will it take to close the loan?